The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a
registered investment adviser representative; 2. Active as a credentialed professional in the ;nancial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As de;ned by Five Star Professional, the
wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a ;ne; B. Had more than a total of three customer complaints ;led against them [settled or pending] with
any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five
Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a ;nancial settlement of a customer complaint ;led with a regulatory authority; D. Filed for
personal bankruptcy; E. Been convicted of a felony); 4. Ful;lled their ;rm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8.
Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the
;nal list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional pro;le ad space or promotional products. The Five Star award is not indicative
of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should
not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any
guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to ; vestarprofessional.com.
Comprehensive Financial Guidance
Andy, Bob and Brian began their careers and received training from large investment
and insurance companies. After learning the business from the ground up, they realized
that their clients deserve the personalized service that they could only give by becoming
independent ;nancial professionals. They are trustworthy and dependable, giving their
clients the assurance to pursue their dreams with the con;dence of knowing that they
have planned for their ;nancial future.
674 Route 202/206, Suite 8
Bridgewater, NJ 08807
• Independent ;rm experienced in all areas of
• Personalized level of service for executives,
professionals and entrepreneurs
• Corporate and individual retirement plans that
are tailored for each client
Left to right: Two-year winner Brian Kayhart, AIF®; ;ve-year winner Andy Tupler, CFP®, AIF®, MBA;
two-year winner Bob Fiocco, CFP®, CRPS®
Securities and Advisory Services Offered Through Commonwealth Financial Net work, Member FINRA/SIPC, a Registered Investment Adviser.
Dedicated. Service. Experience.
Rebecca E. Powell
CFP®, CRPC®, Financial Advisor
I am passionate about helping my clients become ;nancially savvy and prepared for life’s
events. I limit the number of clients I work with in an e;ort to provide superior service and
attention so that each one has the best possible experience.
In everything I do, excellence and integrity are the guiding principles. Excellence means
more than 27 years’ experience and the knowledge that comes from working with clients
to ensure they have enough to invest wisely and live the lives they envision. Integrity
means placing the clients’ interests ;rst.
300 Campus Drive, 4th Floor | Florham Park, NJ 07930
Office: 973-410-3047 | Toll-free: 800-526-9075
firstname.lastname@example.org | www.morganstanleyfa.com/rebecca.powell
• Investment strategies and risk management
• Custom retirement and income solutions
• Personalized service built on strong, personal relationships
2014 – 2016 winner Rebecca E. Po well ©2016 Morgan Stanley Smith Barney LLC. Member SIPC. Certified Financial Planner Board of Standards Inc. o wns the
certification marks CFP®, CER TIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it
awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.