The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative;
2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not; A. Been subject to a
regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority
or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not
be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of
a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered;
9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth
managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets.
The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future
investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com
10 Madison Avenue, 1st Floor
Morristo wn, NJ 07962
• Wealth creation, preservation and retirement strategies
• Building relationships lasting generations
• 2012 – 2018 Five Star Wealth Manager award winner
29 Years of Exceptional Wealth
I am committed to helping my clients and their families simplify their financial lives
and achieve their dreams. I will provide competent, consistent professional advice and
work with you on strategies designed to meet your individual needs. I invite you to visit
my website or call me to schedule a confidential consultation.
Senior Vice President, Financial Advisor, CFP®
Scott E. Tonnesen
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL
PLANNER™ and federally registered CFP (with flame design) in the U. S. ©2018 Morgan Stanley Smith
Barney LLC. Member SIPC. CRC1928304 10/17.
Wealth Manager Award Winner
• Relationship driven
• Planning for critical life events
• Retirement planning
• Estate planning strategies
• Awarded 2017 and 2018,
Five Star Wealth Manager
The Decisions We Make Dictate the Life That We Live
Senior Vice President, Investment Officer
Wealth Manager Award Winner
67 East Park Place, 10th Floor • Morristown, NJ 07960 • Phone: 973-476-6810
John.Pascarella@Wellsfargoadvisors.com • www.WellsFargoAdvisors.com/John.Pascarella
With over 32 years of experience, John’s approach begins with building relationships.
Recognizing where you are now and defining where you want to be is a significant part
of the investment planning process.
Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC,
485C US Route 1 South, Suite 150 • Iselin, NJ 08830
Member SIPC. [CAR-1117-01632].
Phone: 732-750-2950, Ext. 223 • Barry.firstname.lastname@example.org
• Income strategy and retirement
• Helping clients achieve their
• Tax-free investments
Areas of focus: investments, life insurance and the 403(b) market.
Barry feels it is of utmost importance to advise clients based on their financial goals
and needs. Helping investors’ with their wealth and assets through proper guidance,
education and diversification is his main mission as a registered representative. Client
service is extremely important, in good times, but especially when the market declines.
Investment Advisor Representative
Investment Professional Award Winner
WEALTH MANAGERS INVESTMENT PROFESSIONALS
Top five questions that
wealth managers want
clients to answer:
1. What are your goals and
objectives with your finances?
2. What is your most pressing
need right now?
3. Where do you see yourself in 5,
10, 15 years?
4. Where are all of your assets
5. What is important about
money to you?
From research conducted by
Five Star Professional